Texas adjuster CE requirements.
Clear before you book.
This page gives Texas adjusters the current baseline: how many hours you need, how much must be ethics, how much must be classroom or classroom-equivalent, when the deadline hits, and what happens if you are short.
Use this as a planning page. Check your Sircon transcript before you book.
The rules that shape your booking path.
24 hours
Most Texas adjusters need 24 CE hours every two years.
3 ethics
Most current renewals require 3 hours of ethics / consumer protection.
12 live-class floor
At least 12 hours must be classroom or classroom-equivalent.
Midnight deadline
Hours must be complete before midnight Central Time on the expiration date.
Provider reporting lag
Finish early when you can. Reporting and posting are not the same thing.
For most adjusters, the rule set is simple.
The hardest part is not the rule. It is buying the wrong mix of classes late in the cycle.
24 total CE hours
Most Texas adjusters must complete 24 hours of continuing education during each two-year license period.
3 hours must be ethics
Most current renewals require 3 hours in ethics / consumer protection. Older expiration cycles had a 2-hour ethics rule.
12 hours must be classroom-equivalent
At least half of the required hours must be classroom or classroom-equivalent, including approved live webinar formats.
Finish before the expiration deadline
You must complete CE before midnight Central Time on your expiration date to avoid fines and renewal delays.
Planning rule: before you buy a bundle, check your Sircon transcript for all three buckets: total hours, ethics hours, and classroom-equivalent hours.
The details that change what to book.
- Buying enough total hours, but not enough classroom-equivalent hours
- Still needing ethics late in the cycle
- Waiting for transcript updates instead of confirming provider reporting first
- Assuming non-resident rules are the same for every person
- Ignoring the expiration date until fines start to apply
- Your exact expiration date
- Your Sircon transcript status
- Whether you still need ethics
- Whether you still need classroom-equivalent hours
- Whether you qualify for a CE exemption after 20 years of continuous Texas licensure
Late is expensive.
And it still does not finish the requirement.
$50 per missing hour
If you do not complete your CE before midnight Central Time on your expiration date, Texas applies a $50 fine for every missing hour. For license periods expiring after June 1, 2018, the maximum fine is $500 per license type.
Fines do not replace CE
Paying the fine does not remove the CE requirement. You still must complete the missing hours and pay any fines before the license becomes CE compliant.
Completion, certificate, and transcript updates are not the same thing.
When you finish class
You complete the course first. After that, the provider reports your completion to TDI through Sircon.
Provider reporting window
Providers report completions through Sircon. TDI’s provider guidance gives a 30-day limit to issue certificates of completion.
Four checks before you choose a class path.
Check your transcript
Start with your Sircon CE transcript so you know what is already posted.
Check ethics
Confirm whether ethics is already satisfied or still missing.
Check classroom-equivalent hours
Make sure you are not short in the one category people miss most often.
Check the calendar
Your best class option changes when your expiration date is close.
Then route yourself: ethics only, a few fill-in hours, a 6-credit block, a 12-credit weekend, or the full 24-hour bundle.
Built for the adjuster who needs the next step clearly.
Ethics-only buyer
You mainly need to know whether ethics is still open and whether a single ethics class fixes it.
Last-minute renewer
You need to know what is still missing before the deadline gets expensive.
Classroom-hours short
You may have enough total hours but still be short in classroom-equivalent hours.
Bundle buyer
You want the shortest clean path and do not want to piece hours together badly.
Non-resident checking Texas impact
You need to verify whether Texas-specific CE still applies in your case.
Transcript-waiting student
You finished class and need to know what to check before assuming something went wrong.
Choose the page that matches what is still missing.
Need ethics?
Go straight to the 3-hour ethics path if ethics is still open on your transcript.
Need a lot of classroom-equivalent hours?
Use the weekend marathon or full 24-hour bundle if you still need a large live-credit move.
Not sure what you need?
Use support if you need help sorting ethics, classroom-equivalent hours, reporting status, or deadline pressure.
The questions people usually ask too late.
Do I always need 24 hours?
Most Texas adjusters do. Some exceptions and different rules apply to certain license situations, including some non-resident cases and some long-term continuously licensed Texas residents.
How many ethics hours do I need?
Most current renewals require 3 hours of ethics / consumer protection. Older expiration cycles had a 2-hour ethics rule.
What counts toward the classroom requirement?
TDI counts classroom and classroom-equivalent courses toward the 12-hour minimum. Always check the instruction method before you buy.
Will my credit show instantly?
No one should promise that. Providers report completions, but transcript posting times vary. Finish early when possible and check with the provider first if your credit is not showing.
What if I miss the deadline?
Texas applies fines for missing hours, and you still must complete the missing CE before the license becomes CE compliant.
Where do I check my status?
Use Sircon to review your CE transcript, find approved courses, pay fines, and review renewal-related steps.
Know the rule.
Then book the right class.
Texas CE gets expensive when you guess late. Start with your transcript, then move into the class path that actually fixes the shortage.